Game rules
Last updated: 20 October 2026
What applies to every game on Play Money Party. You will also find the exact rules of each game in the game itself. This is a translation for your convenience; only the German version is legally binding.
Play money only
On Play Money Party you play exclusively with chips. Chips are free, cannot be bought or paid out and have no monetary value. There are no deposits, no withdrawals and no real-money winnings.
How you get chips
- Starting balance: 1,000 chips on your first visit.
- Daily bonus: one spin of the bonus wheel every 20 hours (base value 250 to 10,000 chips). Collect it again within 48 hours of your last spin and your streak grows: from day 2 you get 10% more per day, from day 7 a constant 60% more.
- Refill: if your balance drops below 1 chip, you can refill it to 1,000 chips once an hour – not while you are seated at a poker table or have a game open.
- Inviting friends: 1,000 chips for every new player who registers through your invitation link (at most 5 rewards in 24 hours). You automatically become friends.
- Vouchers: codes from promotions for chips or shop items, registered accounts only, redeemable once per account.
- Achievements: milestones – such as the number of games you play, your level, high multipliers, your collection progress or a complete set – earn chips and titles. You collect the chips in your profile with a registered account.
In the shop you can exchange chips for cosmetic items – one by one, as a set or in one of two crates with random contents (Mystery crate or Legendary crate); the odds are shown on every crate, and duplicates turn into shards for the workshop. There is no way to buy or sell chips for real money.
Stakes and results
- The server calculates every result before you see it. Animations only display it.
- Winnings are rounded down to 0.01 chips.
- In instant games (e.g. dice, plinko, slots), a bet sent twice – after a double click or a dropped connection, say – is booked only once.
- Open games that are not continued for 24 hours are closed by the system; the stake and any winnings not yet collected are then forfeited.
- In the event of technical faults, § 6 of the terms of use applies.
Provably fair
Before every game you know the hash of our server seed. Together with your client seed and a running number (nonce), it determines every result. After a seed change we reveal the server seed, and you can recalculate every result yourself. Crash, Lucky Wheel Live and the lottery use a seed published in advance per round or draw, poker with friends its own seed per hand.
Payout rates
The payout rate (RTP, “return to player”) states what share of stakes flows back as winnings on average in the long run. In every casino game it is below 100% – the house has an edge, and over time you lose chips. That is exactly how it is in real casinos, too. In poker with friends you play against other players and computer opponents, not against the house; we take no fee.
| Game | In short | RTP |
|---|---|---|
| Crash | Bail out before it bursts. | 99 % |
| Slots | Four machines, hold & win. | 96.6 % |
| Poker | Hold'em with friends or against the dealer. | ≈ 98.7 % |
| Baccarat | Player, banker or tie. | 98.9 % (Banker) |
| Video Poker | Jacks or Better. Hold, draw, royal flush. | ≈ 99.5 % |
| Lucky Wheel Live | One wheel for everyone – with four bonus games. | 95.5–96.9 % |
| Blackjack | Beat the dealer to 21. | ≈ 99.4 % |
| Mines | One more tile – or cash out? | 99 % |
| Plinko | Drop it, hope for the edge. | ≈ 98 % |
| Roulette | Red, black or all on 17. | 97.3 % |
| Dice | You pick the odds, we roll. | 99 % |
| Lottery | 5 of 36, a draw every 15 minutes. | 89.6 % |
| Sky Ace | Grab bonuses, land safely. | 98.5 % |
| Hi-Lo | Higher or lower? Every card grows the multiplier. | 99 % |
| Cases | Dragon or pebble? | 95 % |
| Tower | Row by row to the top – up to 19,486×. | 99 % |
| Keno | Up to 10 numbers, 1,000× for a full house. | 96.5–97 % |
| Hen Hop | Lane by lane across the road – before a car comes. | 98 % |
| Five Dice | Three rolls a round – the more points, the bigger the win. | ≤ 95 % (with perfect play) |
Blackjack: playing basic strategy gets you about 99.4 %. Card counting is possible and allowed.
Leaderboard
Only registered accounts appear on the leaderboard; bots have their own. Visible to everyone there: your username, level and balance, plus your biggest wins (game, winnings, multiplier) and your record for the last 24 hours (stakes, profit or loss, number of games).
Poker with friends
- Private tables with 2 to 6 seats, for registered accounts only.
- Whoever opens the table can add computer opponents. They play with chips of the house.
- You have 30 seconds for each move, otherwise the server checks or folds for you. Miss two moves in a row and you sit out.
- Tables where nothing happens for 24 hours are closed. A hand in progress is then cancelled, and the chips on the table are credited back to the players.
- Collusion and chip dumping are forbidden.
Bots
Automated play is only allowed through the bot API with a bot account. Bots have their own limits and their own leaderboard.
Fair play
What else is not allowed is set out in § 7 of the terms of use.